Score the Amex Gold Card 90,000-Point Welcome Offer Now (2024)

Amex has been on a roll over the last year with welcome bonuses. Along with massive welcome bonus offers for The Platinum Card® from American Express and no lifetime language offers for existing cardholders, Amex has also come out with some very high bonuses for the American Express® Gold Card.

Let’s take a look.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Gold Card Welcome Bonus Offer

You’ll find a variety of welcome offer bonuses for the Amex Gold card, depending on how and when you apply.

The current public offer is: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months.

We value Membership Rewards points at about 2.2 cents per point, which means that the 90,000-point bonus offer is worth ~$1,980 and a 60,000-point bonus offer is worth ~$1,320.

There are a few different methods you can try to find these offers:

Option 1: Check on Amex Directly (Try This First)

If you’re looking to pick up the Amex Gold card,we recommend you check first directly on the American Express website.

As mentioned above, the current public offer is: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months.

However, our writers have seen that American Express will offer an elevated offer directly to targeted applicants. As with all targeted offers, these offers aren’t available to all applicants, but here’s an example of a targeted offer we’ve found through our research directly through American Express.

Score the Amex Gold Card 90,000-Point Welcome Offer Now (1)

Option 2: Check on CardMatch

If you strike out on the American Express website, then the second option we recommend is checking through the CardMatch tool. This tool completes a “soft credit check” to see if you’re eligible for any elevated offers. Like the Amex check, it’s not a hard pull, so it won’t count against your credit.

To receive matches, you’ll need to fill out some personal information, such as your name, address, and email address.

You can also look for targeted email offers so long as you are opted-in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Option 3: Snag a Referral

The highest welcome offers we’re currently seeing are coming from targeted referral offers. This means that you’ll want to find a friend (or 2) with an Amex Gold card. Have them send you their link and check out if it’s for the 90,000-point bonus. If not — try again.

Benefits of the Amex Gold Card

The Amex Gold card doesn’t come with a ton of different benefits, but it does feature strong earning categories and a couple of monthly credits:

  • Up to $120 in Uber Cash: Received as a monthly $10 statement credit. Valid for both Uber rides and Uber Eats orders in the U.S.
  • Up to $120 Dining Credit: Received as a monthly $10 credit and valid at a variety of locations, including Grubhub, The Cheesecake Factory, Goldbelly,Wine.com, Milk Bar, and select Shake Shack locations. Enrollment required.

This is in addition to the 4x Amex points you’ll earn on dining (worldwide) and groceries (up to $25,000 per year, 1x thereafter). As you can see, this makes the Amex Gold card an excellent option for everyday spending.

Maximizing Your Membership Rewards Points

If you manage to grab those 90,000 Amex Membership Rewards points, you may want to consider how to spend them. 90k points offer you a range of options given the number of Amex transfer partners that are available.

Fly United Polaris to Europe and Back

ANA, a transfer partner of Amex, charges just 88,000 miles roundtrip for a Polaris business class flight to Europe. As a Star Alliance member, you can enjoy sundaes in the sky by redeeming miles on other Star Alliance partners, including United, Air Canada, Lufthansa, and Swiss.

Fly 3 Times to French Polynesia

Qantas points transfer over from Amex at a 1:1 ratio — and Qantas charges just 27,500 miles one-way for an economy class flight from Los Angeles (LAX) to Papeete (PPT). With 90,000 miles, you’ll be able to make this flight 3 times and still have a few points left over.

Spend 11 Nights in Tokyo

Choice Hotels isn’t well-known in the award travel world, but it should be. Thanks to its sprawling portfolio of hotels and cheap redemption rates, you can find hotels for as few as 8,000 points per night, even in uber-expensive cities such as Tokyo.

Stay in a Hilton for a month

Amex points transfer over to Hilton Honors at a 1:2 ratio, which means your points are doubled as soon as you convert them (they’ll also often have transfer bonuses adding 20% to 30% to your points).

While we don’t always recommend making use of your Amex points like this, there are situations where it can be a good idea. Case in point: You can spend as little as 5,000 points per night to stay at a Hilton. Transfer over all 90,000 of your Amex points and you’ll end up with enough for 36 nights at one of these hotels.

Hot Tip:

For more inspiration, check out the best ways to redeem your Amex Membership Rewards points (we also have guides for redeeming just 60,000 points) and how to upgrade your flight using Membership Rewards points.

Final Thoughts

If you don’t already have the Amex Gold card, now could be a great time to add it to your wallet. With a 90,000-point welcome offer on the books, there is a whole smorgasbord of redemptions from which to choose.

For rates and fees of the American Express® Gold Card, clickhere.
For rates and fees of The Platinum Card® from American Express, click here.

Score the Amex Gold Card 90,000-Point Welcome Offer Now (2024)

FAQs

How to get Amex Gold 90,000 point offer? ›

Amex Gold 90,000-point offer

This offer is pre-qualified, and the Gold card has a $250 annual fee (see rates and fees). Targeted cardmembers can earn 90,000 points after spending $6,000 on eligible purchases in the first six months of account opening.

How much are 90,000 Amex Gold points worth? ›

How Much American Express Points Are Worth
Number of American Express PointsAverage Value
90,000$603
80,000$536
70,000$469
60,000$402
2 more rows
Dec 20, 2022

What is the highest welcome offer for Amex Gold card? ›

Getting a new credit card is fun and a great way to earn lots of points quickly. But getting that same credit card with a huge welcome bonus is even better! While the welcome bonus for the Amex Gold card historically hovers around 60,000 points, there are welcome bonus offers out there for 75,000 or even 90,000 points!

How to get Amex welcome bonus? ›

after you spend $6,000 in eligible purchases on your American Express® Gold Card within the first 6 months of Card Membership. ♦︎ ‡ † Offer & Benefit Terms. ¤ Rates and Fees.

How much is 90000 points after $6000 spend in 6 months? ›

Amex Gold 90K Welcome Offer Details

Earn 90,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. This card has an annual fee of $250 and it is NOT waived the first year.

Can I get Amex Gold welcome bonus if I already have platinum? ›

Similarly, in October 2023, American Express introduced a restriction on the American Express® Gold Card. If you've had the more expensive Amex Platinum card, you won't be eligible for the welcome offer on the Gold card.

Can I get AMEX welcome bonus again? ›

You can't get a welcome offer on a card if you get that exact same card again, but you can get another card in the Hilton family and be eligible for that card's offer.

How to get targeted AMEX offers? ›

Ways to find better targeted offers
  1. Click through an affiliate link. ...
  2. Try different browsers. ...
  3. Wait for your session to expire. ...
  4. Get a referral link from a friend. ...
  5. Visit direct links to the Amex website in incognito/private browsing mode. ...
  6. Find new card offers through Amex offers on your existing cards. ...
  7. Offers by direct mail.
Mar 14, 2024

Is a gold Amex prestigious? ›

The American Express® Gold Card is considered a luxury card since it's a metal card with impressive rewards on dining, groceries, and travel.

Is it hard to get approved for Amex Gold? ›

And since it features some pretty decent benefits, the American Express® Gold Card requirements for approval tend to be a little stricter. We recommend that you have a good to excellent credit score, which ranges from 690-850, before you apply.

Can I get multiple Amex welcome offers? ›

In addition to the restrictions above, American Express has limits on the number of welcome offers available for each of its cards. Amex customers can't receive more than one welcome bonus on a single card in a lifetime.

Why won't Amex give me the welcome offer? ›

If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.

What is Amex Gold first year bonus? ›

Earn up to 60,000 Membership Rewards® points 1*

In your first year as a new American Express® Gold Rewards Cardmember, you can earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in purchases on your Card. This could add up to 60,000 points in a year.

What is the 1 in 5 rule for American Express? ›

In addition to the once-per-lifetime rule, AmEx has a couple of other rules for new cardholders. 1-in-5 rule: This states that you can only apply for one American Express card every five days. 2-in-90 rule: You can only be approved for up to two American Express cards within a 90 day period.

How to get Amex targeted offers? ›

Ways to find better targeted offers
  1. Click through an affiliate link. ...
  2. Try different browsers. ...
  3. Wait for your session to expire. ...
  4. Get a referral link from a friend. ...
  5. Visit direct links to the Amex website in incognito/private browsing mode. ...
  6. Find new card offers through Amex offers on your existing cards. ...
  7. Offers by direct mail.
Mar 14, 2024

How do you get max points on Amex Gold? ›

4 points per dollar on supermarket spending, on up to $25,000 in purchases each year. 4 points per dollar on restaurant purchases, whether you choose takeout or delivery in the U.S., or dine out at restaurants worldwide - with no annual cap. 1 point per dollar on all other eligible purchases.

How to get 80000 Amex points? ›

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

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